@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');


:root{--navy:#102c3c;--navy2:#173e4f;--coral:#ef735f;--cream:#f7f3eb;--mint:#d9eee6;--ink:#153241;--muted:#65767c;--white:#fff;--line:#dfe6e5}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:'DM Sans',sans-serif}a{color:inherit;text-decoration:none}img{display:block;width:100%;object-fit:cover}.announcement{height:34px;background:var(--navy);color:#d9e7e9;text-align:center;font-size:11px;letter-spacing:.08em;text-transform:uppercase;display:flex;align-items:center;justify-content:center;gap:12px}.announcement span{color:var(--coral)}.site-header{height:86px;padding:0 max(5vw,24px);display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #e9eeec;background:white;position:relative;z-index:10}.brand{display:flex;align-items:center;gap:11px;font-family:'Manrope',sans-serif;font-size:14px;line-height:1.03;letter-spacing:-.02em}.brand b{font-size:20px}.brand-mark{width:42px;height:42px;border-radius:50% 50% 50% 12px;background:var(--coral);color:#fff;font:800 22px/42px 'Manrope';text-align:center;transform:rotate(-8deg)}.brand-mark+span{transform:rotate(0)}nav{display:flex;gap:34px;font-size:13px;font-weight:600}nav a:hover{color:var(--coral)}.header-cta,.primary{background:var(--coral);color:#fff;padding:13px 19px;border-radius:4px;font-size:13px;font-weight:700;box-shadow:0 8px 24px rgba(239,115,95,.18)}.header-cta span,.primary span{margin-left:12px}.hero{min-height:610px;background:var(--cream);display:grid;grid-template-columns:52% 48%;overflow:hidden}.hero-content{padding:78px 7vw 70px max(8vw,48px);align-self:center}.eyebrow,.kicker{text-transform:uppercase;font-size:11px;font-weight:800;letter-spacing:.14em;color:var(--coral)}.eyebrow span{margin-right:8px}.hero h1{font:700 clamp(46px,5.6vw,80px)/.98 'Manrope';letter-spacing:-.065em;margin:22px 0}.hero h1 em{color:var(--coral);font-style:normal}.hero-content>p{max-width:570px;font-size:18px;line-height:1.7;color:#546a73}.hero-actions{display:flex;align-items:center;gap:28px;margin:34px 0}.primary{padding:17px 24px}.text-link{font-size:13px;font-weight:700;border-bottom:1px solid #9eaaa9;padding-bottom:4px}.text-link span{margin-left:6px}.reassurance{display:flex;flex-wrap:wrap;gap:18px;font-size:11px;color:#607277}.reassurance span::first-letter{color:var(--coral)}.hero-visual{position:relative;padding:36px 0 36px 20px}.hero-visual>img{height:100%;border-radius:190px 0 0 20px;filter:saturate(.8)}.float-card{position:absolute;bottom:86px;left:-30px;background:#fff;padding:17px 24px 17px 16px;display:flex;gap:13px;align-items:center;box-shadow:0 16px 45px rgba(24,52,62,.15);border-radius:5px}.float-icon{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--mint);font-size:21px}.float-card b{font-family:'Manrope';font-size:15px}.float-card small{color:#6c7c82}.dot-grid{position:absolute;right:28px;top:28px;width:90px;height:70px;background-image:radial-gradient(#ef735f 2px,transparent 2px);background-size:14px 14px}.categories{padding:100px max(7vw,30px);background:#fff}.section-heading{display:grid;grid-template-columns:1fr 1fr;gap:10%;align-items:end;max-width:1180px;margin:0 auto 48px}.section-heading h2,.how h2,.featured h2,.about h2{font:700 clamp(34px,4vw,54px)/1.08 'Manrope';letter-spacing:-.05em;margin:12px 0 0}.section-heading>p{font-size:16px;line-height:1.75;color:var(--muted);max-width:540px}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1180px;margin:auto}.category-card{border:1px solid var(--line);border-radius:7px;overflow:hidden;background:#fff;transition:.25s ease}.category-card:hover{transform:translateY(-5px);box-shadow:0 18px 45px rgba(16,44,60,.11);border-color:transparent}.card-image{height:180px;position:relative;overflow:hidden}.card-image img{height:100%;transition:.4s}.category-card:hover img{transform:scale(1.04)}.number{position:absolute;left:15px;top:15px;background:#fff;color:var(--navy);border-radius:3px;padding:6px 8px;font:800 10px 'Manrope'}.card-copy{padding:24px}.tag{font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:var(--coral);font-weight:800}.card-copy h3{font:700 21px 'Manrope';margin:7px 0 9px}.card-copy p{font-size:13px;line-height:1.6;color:var(--muted);min-height:62px}.card-arrow{font-size:12px;font-weight:700}.card-arrow b{float:right;color:var(--coral);font-size:17px}.how{display:grid;grid-template-columns:1fr 1fr;background:var(--cream);min-height:650px}.how-photo{position:relative;margin:65px 0 65px max(6vw,30px)}.how-photo>img{height:100%;min-height:520px;border-radius:8px}.photo-note{position:absolute;right:-25px;bottom:30px;padding:18px 24px;background:var(--navy);color:#fff;border-radius:4px;display:flex;flex-direction:column}.photo-note b{font-family:'Manrope'}.photo-note span{font-size:11px;color:#bdcdd1;margin-top:3px}.how-content{padding:90px max(7vw,40px)}.lead{color:var(--muted);line-height:1.7;max-width:560px}.how ol{list-style:none;padding:10px 0 0;margin:0}.how li{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid #d9dfda}.how li>span{flex:none;width:32px;height:32px;border-radius:50%;border:1px solid #c7d1cd;display:grid;place-items:center;color:var(--coral);font-weight:800;font-size:12px}.how h3{font:700 16px 'Manrope';margin:0 0 4px}.how li p{margin:0;color:var(--muted);font-size:13px}.featured{padding:95px max(7vw,30px);display:grid;grid-template-columns:32% 1fr;gap:8%;max-width:1320px;margin:auto}.featured-intro p{color:var(--muted)}.article-list a{display:grid;grid-template-columns:52px 1fr 30px;gap:20px;align-items:center;padding:24px 0;border-bottom:1px solid var(--line)}.article-list a:hover h3{color:var(--coral)}.article-icon{width:48px;height:48px;border-radius:50%;background:var(--mint);display:grid;place-items:center;font:700 20px 'Manrope'}.article-list small{font-size:9px;letter-spacing:.1em;color:var(--coral);font-weight:800}.article-list h3{font:600 17px/1.4 'Manrope';margin:5px 0;transition:.2s}.article-list>a>b{color:var(--coral)}.about{background:var(--navy);color:#fff;padding:90px max(8vw,40px);display:grid;grid-template-columns:35% 1fr;gap:10%}.kicker.light{color:#85c7b6}.about-copy>p{font-size:19px;line-height:1.75;color:#d1dde0;margin-top:0}.values{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:35px}.values span{font-size:12px;color:#aebfc3}.values b{display:block;color:#fff;font:700 14px 'Manrope';margin-bottom:6px}.disclosure{margin:70px auto;max-width:1100px;padding:28px 32px;border:1px solid var(--line);background:#fbfcfa;display:grid;grid-template-columns:50px 1fr auto;gap:18px;align-items:center;border-radius:6px}.shield{width:42px;height:42px;background:var(--mint);border-radius:50%;display:grid;place-items:center;color:#24745f;font-weight:800}.disclosure h3{font:700 16px 'Manrope';margin:0 0 5px}.disclosure p{font-size:11px;line-height:1.6;color:var(--muted);margin:0}.disclosure a{font-size:11px;font-weight:700;color:var(--coral);white-space:nowrap}.cta{text-align:center;background:var(--mint);padding:78px 20px}.cta>span{font-size:11px;text-transform:uppercase;letter-spacing:.15em;font-weight:800;color:#4c7d71}.cta h2{font:700 clamp(34px,4vw,50px) 'Manrope';letter-spacing:-.05em;margin:10px}.cta p{color:#5c746f}.cta a{display:inline-block;margin-top:18px;background:var(--navy);color:#fff;padding:16px 22px;border-radius:4px;font-size:13px;font-weight:700}.cta a b{margin-left:18px}footer{background:#0b2330;color:#b7c5c8;padding:65px max(7vw,30px) 28px}.footer-main{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:6%;padding-bottom:40px}.footer-brand{color:#fff}.footer-main>div:first-child p{font-size:12px;margin-top:20px}.footer-main h4{color:#fff;font:700 12px 'Manrope';text-transform:uppercase;letter-spacing:.1em;margin:0 0 16px}.footer-main>div>a:not(.brand){display:block;font-size:12px;margin:11px 0}.footer-main>div>a:hover{color:#fff}.legal-panels{border-top:1px solid #27404b;border-bottom:1px solid #27404b;padding:12px 0}.legal-panels details{font-size:11px}.legal-panels summary{cursor:pointer;color:#dae3e5;padding:8px 0}.legal-panels p{max-width:900px;line-height:1.6}.footer-bottom{display:flex;justify-content:space-between;padding-top:24px;font-size:10px}.footer-brand .brand-mark{width:36px;height:36px;font-size:18px;line-height:36px}
@media(max-width:850px){nav{display:none}.hero{grid-template-columns:1fr}.hero-content{padding:60px 28px 38px}.hero-visual{height:440px;padding:0 0 30px 28px}.hero-visual>img{border-radius:130px 0 0 18px}.float-card{left:14px;bottom:60px}.section-heading{grid-template-columns:1fr}.category-grid{grid-template-columns:repeat(2,1fr)}.how{grid-template-columns:1fr}.how-photo{margin:40px 28px 0}.how-content{padding:55px 28px}.featured{grid-template-columns:1fr}.about{grid-template-columns:1fr}.disclosure{margin:40px 24px;grid-template-columns:45px 1fr}.disclosure a{grid-column:2}.footer-main{grid-template-columns:2fr 1fr 1fr}.footer-main>div:last-child{grid-column:2}.values{grid-template-columns:1fr}.header-cta{padding:12px}.header-cta span{display:none}}
@media(max-width:560px){.announcement{font-size:8px}.site-header{height:72px;padding:0 18px}.brand-mark{width:36px;height:36px;line-height:36px;font-size:18px}.brand{font-size:11px}.brand b{font-size:16px}.header-cta{font-size:11px}.hero{min-height:auto}.hero h1{font-size:47px}.hero-content>p{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column;gap:20px}.reassurance{gap:9px;flex-direction:column}.hero-visual{height:340px}.categories{padding:70px 20px}.category-grid{grid-template-columns:1fr}.card-image{height:210px}.section-heading h2,.how h2,.featured h2,.about h2{font-size:38px}.how-photo{margin:24px 20px 0}.how-photo>img{min-height:340px}.photo-note{right:10px;bottom:15px}.how-content{padding:50px 22px}.featured{padding:70px 22px}.article-list a{grid-template-columns:44px 1fr 18px;gap:12px}.article-icon{width:42px;height:42px}.about{padding:65px 24px}.disclosure{padding:22px;grid-template-columns:1fr}.disclosure a{grid-column:1}.cta{padding:65px 22px}.footer-main{grid-template-columns:1fr 1fr}.footer-main>div:first-child{grid-column:1/-1}.footer-main>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.category-card,.card-image img{transition:none}}


.inner-hero{background:var(--cream);padding:80px max(12vw,30px);text-align:center}.inner-hero h1{font:700 clamp(42px,6vw,72px)/1.03 'Manrope';letter-spacing:-.06em;margin:16px 0}.inner-hero p{max-width:720px;margin:auto;color:var(--muted);font-size:17px;line-height:1.7}.resource-directory{max-width:1180px;margin:0 auto;padding:80px 30px;display:grid;grid-template-columns:1fr 1fr;gap:28px}.resource-tile{border:1px solid var(--line);border-radius:8px;overflow:hidden;transition:.25s}.resource-tile:hover{transform:translateY(-4px);box-shadow:0 18px 45px rgba(16,44,60,.1)}.resource-tile img{height:250px}.resource-tile>div{padding:28px}.resource-tile h2{font:700 26px 'Manrope';margin:8px 0}.resource-tile p{color:var(--muted);line-height:1.6}.resource-tile b{font-size:12px;color:var(--coral)}.category-hero{display:grid;grid-template-columns:1fr 1fr;min-height:560px;background:var(--cream)}.category-hero>div{padding:75px max(7vw,35px);display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.category-hero img{height:100%;min-height:560px}.category-hero h1{font:700 clamp(46px,6vw,76px)/1 'Manrope';letter-spacing:-.06em;margin:16px 0}.category-hero p{color:var(--muted);font-size:17px;line-height:1.7;margin-bottom:30px}.crumb{font-size:12px;font-weight:700;margin-bottom:40px;color:var(--muted)}.category-body{max-width:1100px;margin:0 auto;padding:85px 30px;display:grid;grid-template-columns:2fr 1fr;gap:10%}.category-body h2,.guide-section h2,.prose-page h2{font:700 34px 'Manrope';letter-spacing:-.04em}.tip-list{list-style:none;padding:0}.tip-list li{border-bottom:1px solid var(--line);padding:20px 0;display:flex;align-items:center;gap:20px}.tip-list span{color:var(--coral);font-weight:800}.category-body aside,.article-aside{background:var(--cream);padding:28px;height:max-content;border-radius:7px}.category-body aside p{color:var(--muted);line-height:1.65;font-size:13px}.category-body aside a{font-size:12px;font-weight:700;color:var(--coral)}.guide-section{max-width:1100px;margin:0 auto;padding:0 30px 90px}.article-row{display:grid;grid-template-columns:80px 1fr auto;align-items:center;border-top:1px solid var(--line);padding:24px 0}.article-row span{font-size:9px;color:var(--coral);font-weight:800}.article-row h3{font:600 18px 'Manrope'}.article-row b{font-size:12px}.article{max-width:1120px;margin:auto;padding:70px 30px 100px}.article>header{max-width:850px;margin:0 auto;padding:20px 0 55px;text-align:center}.article h1{font:700 clamp(40px,6vw,70px)/1.05 'Manrope';letter-spacing:-.06em;margin:18px 0}.article>header>p{color:var(--muted);font-size:18px;line-height:1.75}.byline{font-size:11px;font-weight:700;margin-top:25px}.byline span{color:var(--muted);margin-left:15px}.article-layout{display:grid;grid-template-columns:1fr 260px;gap:70px;max-width:900px;margin:auto}.article-content section{padding:8px 0 18px}.article-content h2{font:700 25px 'Manrope';letter-spacing:-.03em}.article-content p{color:#536970;font-size:16px;line-height:1.8}.key-note{background:var(--mint);padding:20px 24px;border-radius:5px;font-size:13px;line-height:1.6}.key-note b{display:block;margin-bottom:4px}.article-aside{position:sticky;top:20px}.article-aside b,.article-aside span,.article-aside a{display:block}.article-aside span{font-size:11px;margin:12px 0;color:var(--muted)}.article-aside a{font-size:11px;color:var(--coral);font-weight:700;margin-top:22px}.article-end{background:var(--navy);color:white;padding:30px;border-radius:7px;margin-top:25px}.article-end p{color:#c7d4d7}.article-end a{color:#8fd2bf;font-weight:700;font-size:12px}.prose-page,.legal-page{max-width:850px;margin:0 auto;padding:75px 30px 100px}.prose-page p,.legal-page p{font-size:15px;line-height:1.8;color:#536970}.principle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0 55px}.principle-grid>div{padding:24px;background:var(--cream);border-radius:5px}.principle-grid b{font:700 16px 'Manrope'}.principle-grid p{font-size:12px}.updated{font-size:12px!important;color:var(--coral)!important;font-weight:700}.legal-page section{padding:10px 0}.legal-page h2{font:700 23px 'Manrope'}.legal-contact{background:var(--mint);padding:24px;margin-top:35px}.contact-wrap{max-width:1000px;margin:0 auto;padding:75px 30px 100px;display:grid;grid-template-columns:2fr 1fr;gap:70px}.contact-form{display:grid;gap:19px}.contact-form label{font-size:12px;font-weight:700}.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;margin-top:7px;border:1px solid #cfd9d7;border-radius:4px;padding:13px;font:inherit;background:white}.contact-form button{background:var(--coral);color:white;border:0;padding:15px 20px;font-weight:700;border-radius:4px;cursor:pointer}.contact-form small{color:var(--muted);line-height:1.5}.contact-wrap aside{background:var(--navy);color:white;padding:30px;height:max-content;border-radius:7px}.contact-wrap aside p{color:#c2d0d3;font-size:13px;line-height:1.6}.contact-wrap aside a{color:#8fd2bf}@media(max-width:760px){.resource-directory,.category-hero,.category-body,.article-layout,.contact-wrap{grid-template-columns:1fr}.resource-directory{padding:45px 20px}.category-hero img{min-height:340px}.category-body{padding:55px 22px}.article-row{grid-template-columns:1fr}.article-row h3{margin:8px 0}.article{padding:45px 22px}.article-aside{display:none}.principle-grid{grid-template-columns:1fr}.contact-wrap{gap:30px}.inner-hero{padding:60px 24px}}